Australian Capital Territory stamp duty rates 2025-26
Australian Capital Territory charges transfer duty on a sliding scale of the property's dutiable value. These are the current brackets the calculator uses:
| Dutiable value | Duty payable |
|---|---|
| $0 – $260,000 | $0.28 per $100 |
| $260,001 – $300,000 | $728 + $2.20 per $100 over $260,000 |
| $300,001 – $500,000 | $1,608 + $3.40 per $100 over $300,000 |
| $500,001 – $750,000 | $8,408 + $4.32 per $100 over $500,000 |
| $750,001 – $1,000,000 | $19,208 + $5.90 per $100 over $750,000 |
| $1,000,001 – $1,455,000 | $33,958 + $6.40 per $100 over $1,000,000 |
| Over $1,455,000 | A flat 4.54% of the whole value |
Rates shown are the owner-occupier schedule. The ACT is phasing out stamp duty over time in favour of higher general rates, so figures change most years.
First home buyers in Australian Capital Territory
The ACT's Home Buyer Concession Scheme can reduce duty to $0, but eligibility is income-tested rather than capped by price. If your household income is above the threshold, standard owner-occupier rates apply.
Tick First home buyer above and the calculator shows your ACT concession instantly. For a full comparison of every state, read the first home buyer stamp duty guide.
Worked examples for ACT
Standard duty (before first-home concessions) at three common price points in Australian Capital Territory:
| Purchase price | Stamp duty | Effective rate |
|---|---|---|
| $600,000 | $12,728 | 2.12% |
| $800,000 | $22,158 | 2.77% |
| $1,000,000 | $33,958 | 3.40% |
Owner-occupiers and first home buyers often pay less than the figures above. Enter your own price to see your result.
Other government costs
- Mortgage registration fee: about $172 in ACT (a fixed government charge to register your loan).
- Land transfer / title registration fee: a separate fee that varies with price — check the ACT revenue office for the exact amount.
- Foreign purchaser surcharge: ACT does not currently charge a purchaser surcharge duty on foreign buyers.
Compare other states
Frequently asked questions
How much is stamp duty in Australian Capital Territory?
It depends on the price. On an $800,000 home the standard duty in Australian Capital Territory is about $22,158. Use the calculator for your exact price, property type and buyer status.
Do first home buyers pay stamp duty in ACT?
The ACT's Home Buyer Concession Scheme can reduce duty to $0, but eligibility is income-tested rather than capped by price. If your household income is above the threshold, standard owner-occupier rates apply.
Are these ACT figures exact?
They are close estimates based on the published 2025-26 rate scale. Concessions, surcharges and settlement timing can change the final figure, so confirm with the ACT revenue office or a conveyancer.